Get paid, keep track, know your taxes.
Saldo is invoicing and bookkeeping for freelancers and small companies in Lithuania. Every payment you receive shows how much to put aside for taxes — and how much is really yours.
Free during early access. No card needed.
What one month of invoicing leaves you
- Expenses
- €400
- Set aside for taxes
- €885
- Yours to keep
- €1,915
Estimate using 2026 Lithuanian rules, actual expenses, no other income. Not tax advice.
One place for the money side of your business
Stop juggling a spreadsheet, a Word invoice template and a tax calculator you don't trust.
Invoices that look like you
Pick a layout, add your logo and colours, and send in English, Lithuanian or German. Clients get a link and a PDF; you see when they open it.
- Sequential numbering per series
- Payment QR code for any EU bank app
- Credit notes generated for you on cancellation
Invoice
SAL-0042
Billed to
Baltic Bloom, UAB
Įm. k. 305 118 442
Due
24 Oct 2026
Total due
3 225,00 €
Income and expenses, sorted
Paid invoices land in your books automatically. Add expenses in seconds, attach the receipt, and Saldo keeps VAT, categories and deductibility straight.
- Receipt photos attached to each expense
- Profit and loss by month, category and client
- CSV export for your accountant
October
Profit 4 351,61 €
- +3 225,00 €
Baltic Bloom, UAB
Sales & services
- −15,00 €
Figma Professional
Software · receipt attached
- −8,40 €
Bolt business ride
Travel · receipt attached
- −29,99 €
Telia — mobile & internet
Phone & internet · receipt attached
- +1 180,00 €
Northwind GmbH
Sales & services
Taxes without the surprise
Saldo estimates income tax, Sodra contributions and corporate tax as you go, so May doesn't come with a shock. Deadlines come to you, not the other way round.
- 2026 GPM credit and Sodra caps built in
- VAT threshold warning before you cross 45 000 EUR
- Filing calendar for your business type
2026 estimate · individual activity
6 214 €
Put aside 17 % of each payment
Next deadline
Annual income tax return (GPM311) — 3 May 2027
From draft to paid — and what happens when it isn't
Saldo follows every invoice through its life and does the chasing for you.
- 1
Draft
Build the invoice with saved clients and services. Totals and VAT update as you type.
- 2
Send
One click emails the PDF and a secure link. The number is locked in and can't be reused.
- 3
Viewed
You see the moment your client opens it — no more guessing whether it arrived.
- 4
Reminded
Overdue? Polite reminders go out on the days you choose.
- 5
Paid or cancelled
Record the payment and it's in your books. Cancel instead, and a credit note is issued and sent automatically.
Five layouts. Your colours, your logo, your fonts.
Every theme prints cleanly, carries all the details a Lithuanian or German invoice needs, and adapts to your brand.
Made for how business works here
Generic tools treat Lithuania as an afterthought. Saldo starts here.
- Individual activity and MB/UAB
- Tax estimates follow your actual business type — the 2026 GPM credit, Sodra on 90 % of profit, the 7 % small-company rate.
- Sąskaitos faktūros, done right
- Series and numbers, buyer and seller codes, VAT breakdown or the non-VAT payer statement — always present.
- Three languages per document
- Write to a German client in German and a local one in Lithuanian, whatever language you use the app in.
- Bank-ready payments
- Every invoice carries an EPC payment QR code, so clients pay from their banking app without retyping your IBAN.
Questions people ask
Is Saldo accounting software?
Saldo covers invoicing, income and expense tracking and tax estimates — what most freelancers and small companies handle day to day. Companies that need double-entry bookkeeping can export everything to their accountant.
How accurate are the tax estimates?
They use the published 2026 rates and thresholds from VMI and Sodra, applied to the numbers in your books. They're estimates to help you plan, not a tax return — your final amounts can differ, and you should confirm with an accountant.
Can I send invoices from my own email address?
Invoices are sent by Saldo with your business name, and replies go straight to your email address.
What happens when I cancel an invoice?
Issued invoices are never deleted. Cancelling one issues a credit note for the full amount, links the two, and can email the credit note to your client automatically.
Is my data safe?
Your data is stored in the EU, encrypted in transit, and never sold or shared. You can export or delete it at any time.
Send your first invoice in five minutes.
Set up your business, add a client, and send. Saldo handles the numbering, the PDF and the follow-up.